Centra Bank

Personal Checking

Finding the right checking account is an important factor in managing your personal financial needs. Centra Bank makes the decision easy,
with a simple and straightforward product line that features the lowest
and fewest fees. Click here to compare our checking accounts needs.

Centra Secure Plus Checking

This value-packed interest-bearing checking account offers everything you need plus identity theft protection.

Interest paid on all account balances
No-fee Visa® Check Card plus free Instant Issue VISA® Check Card replacement
Unlimited usage of ATM / check card
Unlimited check writing
Free use of CentraLine (available 24/7)
Free starter checks
One free box of Centra-style checks each year
Free check safekeeping and check images.
Overdraft protection available
First overdraft fee is refundable upon request.
No minimum monthly balance requirement
Low monthly convenience fee is $5
$25 minimum to open
Preferred rates on Certificate of Deposits and IRAs
The following Identity theft Protection services are included:

Centra Secure Plus Identity Theft Insurance (Get reimbursed for up to $5000 for qualified expenses)
Fraud Assistance from trained experts
Payment Card Protection (Register your credit and debit cards for easy cancellation and reorder if they are lost or stolen.)
Card Patrol (Real-time, early warning technology monitors various cyberspace chat rooms for your personal information.)
Credit Alert (24-hour, daily credit monitoring alerts you of certain negative changes to your credit report. If nothing changes, you'll receive a no-change quarterly report.)
$10,000 Travel/Accident Insurance (Increases to $100,000 on common carriers)

Centra Personal Checking

This easy-to-understand account offers flexibility for managing your everyday life and takes you back to the basics of banking.

Features include:

No monthly service fee
No minimum balance requirement
No-fee Visa® Check Card
Unlimited usage of ATM /check card
Unlimited check writing
Free use of CentraLine (available 24/7)
Free check safekeeping and check images.
Overdraft protection available
$25 minimum to open

Centra Personal Interest Checking

This account has all of the conveniences of a full-service checking account, as well as the added benefit of earning interest.

Features include:

Interest paid on all account balances and is tiered by balance
Avoid a monthly maintenance fee by keeping a $500 minimum daily balance in checking or $5,000 in combined deposit accounts, or enjoy a reduced fee with direct deposit
No-fee Visa® Check Card
Unlimited usage of ATM/ check card
Unlimited check writing
Free use of CentraLine (available 24/7)
Free check safekeeping and check images.
Overdraft protection available
$25 minimum to open

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Online Banking 24-Hour Access Account Login Need to enroll in online banking? Click Here Try Our DirectNet Online Banking Demo Learn How To Protect Your Identity Click Here Read Our Privacy Disclosure Click Here Reorder Your Checks Online 24-Hour CentraLine Telephone Banking 1-877-598-2012	Personal Checking Finding the right checking account is an important factor in managing your personal financial needs. Centra Bank makes the decision easy, with a simple and straightforward product line that features the lowest and fewest fees. Click here to compare our checking accounts needs. Centra Secure Plus Checking This value-packed interest-bearing checking account offers everything you need plus identity theft protection. Interest paid on all account balances No-fee Visa® Check Card plus free Instant Issue VISA® Check Card replacement Unlimited usage of ATM / check card Unlimited check writing Free use of CentraLine (available 24/7) Free starter checks One free box of Centra-style checks each year Free check safekeeping and check images. Overdraft protection available First overdraft fee is refundable upon request. No minimum monthly balance requirement Low monthly convenience fee is $5 $25 minimum to open Preferred rates on Certificate of Deposits and IRAs The following Identity theft Protection services are included: Centra Secure Plus Identity Theft Insurance (Get reimbursed for up to $5000 for qualified expenses) Fraud Assistance from trained experts Payment Card Protection (Register your credit and debit cards for easy cancellation and reorder if they are lost or stolen.) Card Patrol (Real-time, early warning technology monitors various cyberspace chat rooms for your personal information.) Credit Alert (24-hour, daily credit monitoring alerts you of certain negative changes to your credit report. If nothing changes, you'll receive a no-change quarterly report.) $10,000 Travel/Accident Insurance (Increases to $100,000 on common carriers) Centra Personal Checking This easy-to-understand account offers flexibility for managing your everyday life and takes you back to the basics of banking. Features include: No monthly service fee No minimum balance requirement No-fee Visa® Check Card Unlimited usage of ATM /check card Unlimited check writing Free use of CentraLine (available 24/7) Free check safekeeping and check images. Overdraft protection available $25 minimum to open Centra Personal Interest Checking This account has all of the conveniences of a full-service checking account, as well as the added benefit of earning interest. Features include: Interest paid on all account balances and is tiered by balance Avoid a monthly maintenance fee by keeping a $500 minimum daily balance in checking or $5,000 in combined deposit accounts, or enjoy a reduced fee with direct deposit No-fee Visa® Check Card Unlimited usage of ATM/ check card Unlimited check writing Free use of CentraLine (available 24/7) Free check safekeeping and check images. Overdraft protection available $25 minimum to open

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